摘要
我国信用体系的建设严重滞后于社会主义市场经济体制发育的进程。法律法规的不完善、信用数据分割、企业信用管理未开展,制约了我国信用体系建设的发展。必须建立完善的信用法律法规、规范信用数据的采集和使用、培育信用中介机构、引导信用需求、开展企业信用管理。
The construction of the credit system lags behind the development of the socialistic market economical system heavily in our country. Many factors had blocked the course of the construction of the credit system, such as the imperfection of the laws and regulations, the segmentation of the credit data、 the dual shortage of credit supply and demand and the undeveloped of credit management of the corporation. This kind of lag brings about the increase of transaction cost. We must set up perfect credit laws and regulations, make criterion for the collection and use of the credit data, cultivate the credit agency organizations, induct the demand of the credit and carry through the credit management of the corporation to quicken our construction of the credit system.
出处
《财经理论与实践》
CSSCI
北大核心
2006年第4期84-87,共4页
The Theory and Practice of Finance and Economics
基金
湖南省社科基金重点项目(04ZD10)
关键词
信用
信用立法
社会信用体系
交易成本
Credit Legislation
Social Credit System
Transaction Cost