摘要
机动车责任强制保险是各国普遍采取的一项政策性保险措施，其目的是使交通事故的受害人得到及时的救助和经济补偿，对社会安定和经济发展具有非常重要的作用。海峡两岸的机动车责任强制保险制度有很多相似之处，本文采取比较分析的方法，系统介绍两岸机动车责任强制保险的发展历程。特别针对大陆地区近期出台的《机动车交通事故责任强制保险条例》的有关规定，对比研究和借鉴台湾地区强制汽车责任保险法律体系的经验，探求大陆地区相关立法的不足之处，并为进一步完善其责任强制保险制度提出合理建议。
Mandatory motor liability insurance is a policy insurance measure widely used by many countries. The purpose of it is to ensure that the victim to traffic accidents is promptly provided with rescue and compensation, therefore it is of important significance to social stability and economic development. The mandatory motor liability insurance across the Straits has a lot of similarities. This article employs the comparative method to systematically introduce this insurance＇s path of development across the Straits. In particular, based on the provisions of the recent ＂The Provisions on Mandatory Motor Vehicle Traffic Accident Liability Insurance＂ in China's Mainland, the author makes a comparative research on the relevant policy and experiences in Taiwan in order to locate possible loopholes in the mainland policy and put forwards suggestions on further improvement of the mandatory liability insurance in China.
出处
《保险研究》
CSSCI
北大核心
2006年第9期76-79,共4页
Insurance Studies
关键词
强制保险
无过错原则
救助基金
抗辩权
mandatory insurance
no-fault principle
relief fund
the right of dispute
