期刊文献+

西部地区农户资金借贷实证分析——以陕西省248户调查为例 被引量:10

Empirical Analysis of Borrowing by Rural Households in Western Regions——Based on Survey to 248 Rural Households in Shaanxi Province
下载PDF
导出
摘要 通过对陕西248家农户资金借贷现状的实证分析,发现西部地区农户对于资金借贷需求逐年上升;农户资金借贷主要来源是民间金融,而从正规金融机构贷款比例逐年提高;借贷资金主要投向于资金需求较大的生活消费项目和投资回报率较高的非农领域及高效农业项目,总体上生活性借款比重有所增加而生产性借款比重有所下降。文章针对西部地区农户资金借贷特征及存在的问题,提出了相应的政策建议。 Based on the empirical study of 248 rural households' borrowings, it is discovered that: demand for fund borrowing by rural families is increasing year by year; source of lending funds is mainly from private financing, but percentage of borrowing from official financial institutions is increasing; Borrowed funds are mainly invested in large-amount consumption projects as well as in non-agricultural programs or high yielding agricultural projects. In general, the proportion of borrowing for consumption has been on the rise while that for production sees a decline. In light of these characteristics and problems existing in rural household borrowing in western regions, the authors provide some suggestions on how to improve it.
出处 《中国农业大学学报(社会科学版)》 2006年第3期53-57,共5页 Journal of China Agricultural University;Social Sciences
基金 教育部新世纪优秀人才支持计划项目"WTO背景下中国西部现代农业产业发展战略体系研究"(2005.1-2007.12)资助
关键词 西部地区 农户 资金借贷 民间金融 Western regions Rural households Lending and borrowing Private finance
  • 相关文献

参考文献7

二级参考文献25

  • 1白南生 何宇鹏.《回乡,还是进城—中国农民外出劳动力回流研究》[A].李培林主编.《农民工—中国进城农民工的经济社会分析》[C].社会科学文献出版社,2003..
  • 2黄宗智.1985.《华北的小农经济与社会变迁》:中译本[M].中华书局,2000..
  • 3黄宗智.1990.《长江三角洲小农经济与乡村发展》:中译本[M].中华书局,2000..
  • 4粱启超.《王安石评传》[M].世界书局,1935..
  • 5叶世昌.《中国金融通史》(第一卷)[M].中国金融出版社,2002..
  • 6Becker, G S ,1981 : A Treatise ce the Family, Harvard University Press.
  • 7Chayanov, A V, 1925 : The Theory of Pessant Economy, Madison: University of Wisconsin Press, 1986.
  • 8Polanyi, K,Conrad M Areneberg, and Harry W Pearson, eds, 1957: Trade and Market in the Eady Empires: Economiea in History and Theory, Glencoe, I11: Free Press.
  • 9Popkin, S, 1979: The Rational Peasant: the Political Economy of Rural Society in Vietnam, Berkeley: University of California Press.
  • 10Schultz T W, 1964: Transforming Traditional Agriculture, New Haven: Yale University Press.

共引文献479

同被引文献108

相关作者

内容加载中请稍等...

相关机构

内容加载中请稍等...

相关主题

内容加载中请稍等...

浏览历史

内容加载中请稍等...
;
使用帮助 返回顶部