摘要
本文以两时期生命周期模型为分析框架,考察引入消费信贷市场对居民节能投资行为、最低能效标准制定以及代内公平的影响。分析结果表明,在一定的利率水平下引入消费信贷市场,将有助于促进居民的节能投资水平,从而促进代际公平,并有助于使低收入群体也能获得正常的商品服务,从而促进代内公平。
Using a two - stage hfecycle model,the paper studies how the introduction of a consumption credit market nmy influence households'energy conservation behavior, the permissible level of minimum energy -efficiency standards,and intra-generational equity. The analysis shows that,with a relative low interest rate,the introduction of a consumption credit market will not only promote energy conservation (thus promoting inter- generation equity),but also induces the low- income group to buy white goods,thus promoting intra- generation equity.
出处
《金融研究》
CSSCI
北大核心
2006年第10期116-125,共10页
Journal of Financial Research
关键词
金融市场
最低能效标准
代内公平
代际公平
inancial markets
minimum energy efficiency standards
intra - generation equity
inter - generation equity