摘要
本文选取国际25家最大银行和国外25家中小银行,通过对我国25家中小银行经营绩效的国际比较分析,发现与国外同业相比,我国中小银行盈利性和安全性指标明显较低,部分指标已经低于监管下限,我国中小银行与国外同业的差距正在逐步加大;与国内四大银行相比,中小银行的优势已经逐步丧失。
By comparison with the Top 25 and overseas 25 small and medium banks (SMB), this article investigates China' s SMB' s performance. It shows that China' s SMB' s productiveness and security are all lower than those of overseas. Some indexes have fallen below the supervision guide line and the gap between China' s and overseas SMB is enlarging. SMB' s advantages over the state' s bank are dismissing.
出处
《财经科学》
CSSCI
北大核心
2007年第1期33-40,共8页
Finance & Economics
关键词
中小银行
经营绩效
国际比较
small and medium banks
performance
international comparison