摘要
当前银行业面临诸多风险:银行体系中的呆账严重,金融资本流通不畅,中国股市的高风险等。经过多年的金融改革,我国银行业已经开始形成股权多元化的局面,形成了多层次的银行体系,国家宏观调控采用了以市场方式为主,与国际接轨的金融监管方式。为适应金融改革的深化与发展,应进一步加大银行业的对外开放程度,推进利率市场化改革,强化分业经营的银行监管方式,不断提升中国银行业的竞争力。
Many a risk is confronted with the present banking industry： serious doubtful accounts in the banking system, unsmooth circulation of financial capital reform, a diversified equity layout of China＇s , risks in China＇s stock market, etc. Through many years of financial banking industry has been constructed, forming multi -level banking structure, while the national macro - regulating is dominated by market means and internationally accepted financial supervision modes. To adapt to the deepened finance reform and development, it＇s necessary to further the openness of China＇s banking industry, to push forward the interest rate market - orientation reform, to enhance banking supervision mode for divisional operation for continuously promoting the competitive strength of Chine＇s banking industry.
出处
《河南金融管理干部学院学报》
2007年第1期36-39,共4页
Journal of Henan College of Financial Management Cadres
关键词
银行业
竞争力
金融开放
金融改革
banking industry
competitive strength
financial openness
financial reform
