摘要
我国国家助学贷款处于起步阶段,违约风险过高阻碍了国家助学贷款制度的正常运行。本文借鉴发达国家实施国家助学贷款的经验,对我国国家助学贷款违约风险的原因进行了分析,并提出防范国家助学贷款违约风险的建议。
Government-Subsidized Student Loan is just at the beginning in China, but as default risks are .too high they have blocked the smooth running of Student Loan System. This paper tries to analyze the reasons of default risks of Government-Subsidized Student Loan System with the experiences of developed country. At the same time, it tries to offer countermeasures to deal with these default risks.
出处
《教育发展研究》
CSSCI
北大核心
2007年第02A期28-30,42,共4页
Research in Educational Development
关键词
国家助学贷款
违约风险
防范对策
government-subsidized student loans, default risk, countermeasure
