摘要
一个商业银行盈利水平的高低和能力的大小是保持和增强其自身竞争力及可持续发展能力的一个决定性因素。因此,盈利性是商业银行经营的首要目标。目前,处于股份制改造和实行公司治理结构这一嬗变进程中的我国国有商业银行,迫切需要正确审视和准确衡量现行的盈利水平,辨析其与世界一流商业银行的差距,找出制约其盈利水平提高的障碍因素,因应采取相应的策略措施,尽力、尽快提高其盈利能力,才能达到最终建成具有国际竞争力的世界一流商业银行的愿景。
Profit level and profit ability are the decisive factors for a commercial bank to maintain and enhance its own competitive power and sustainable development.Profitability is the first goal for a commercial bank.At present, our commercial banks, in the process of stock-equity reformation and corporate governance structure transformation, urgently need to survey their current profit level, and analyze the gap between our banks and world first-class banks, so as to overcome the obstacles that hinder the profitability. Accordingly, corresponding measures to improve the profitability rapidly can be adopted, and the objective to become one of international competitive first-class commercial banks can be achieved.
出处
《上海金融学院学报》
2007年第1期29-38,共10页
Journal of Shanhai Finance University
关键词
国有商业银行
盈利水平
盈利能力
state-owned commercial bank
profit level
profitability
