摘要
流动性管理是商业银行的生命线。上个世纪末国内商业银行出现了持续性的流动性过剩,引起了理论界、实务界的普遍关注。本文考察了商业银行流动性管理理论的发展,分析了我国商业银行流动性问题发展阶段、特点,提出了商业银行改善流动性管理的政策建议。
The management of liquidity risk is the base of the commercial bank. In the end of last century, the domestic commercial banks have faced the frequent liquidity surplus, This phenomenon has raised the attention in the theory and the business. The paper intends to base on the development of the liquidity theory on the commercial bank, analyse the steps, characters of the domestic commercial bank's liquidity , find out the policy to improve the commercial bank's liquidity.
出处
《中央财经大学学报》
CSSCI
北大核心
2007年第4期37-41,共5页
Journal of Central University of Finance & Economics
关键词
流动性过剩
资本约束
外汇占款
流动性管理
Liquidity surplus Capital requirement Foreign exchange Liquidity management