摘要
扶贫性金融理论基础是金融具有分配再分配的功能,必须将闲置的货币收入转化为现实的货币收入,进行风险补偿,求得权利与义务的制衡。扶贫性金融的制度安排,总的说来需要财政金融配合,政策性金融机构支撑,社会富裕阶层资助。扶贫性金融的运作模式要区分:家庭扶贫性金融,行业扶贫性金融和地区扶贫性金融。
According to the financial theory, poor - supporting financing has the functions of distribution and redistribution and has to transform unused income into a real one and to make risk compensation so as to reach the balance between right and obligation. Generally speaking, the institutional arrangement of poor - supporting financing calls for the supports of fiscal policy, policy - oriented financial institutions and wealthy people in the society. The operation of poor - supporting financing may be classed in three groups, namely, family poor - supporting financing, trade poor - supporting financing and regional poor - supporting financing.
出处
《金融研究》
CSSCI
北大核心
2007年第03A期1-9,共9页
Journal of Financial Research
关键词
扶贫性金融
弱势群体
小额贷款
poor - supporting financing, social vulnerable group, micro finance
