摘要
金融衍生工具是一把"双刃剑"。它在防范风险的同时,也带来了新的诸如信用风险这样的风险。一般来说,金融衍生工具的信用风险主要发生在场外交易中,可分为现实信用风险和潜在信用风险,其成因在于价格波动的随机性和信息不对称。因此,应在保持宏观经济稳定、减少系统性风险、强化信息披露的同时,实行信用限额管理,并提供信用支持防范信用风险。
Financial derivative is a double-blade sword： it can prevent financial risk and at the same time it brings about credit risk and the like. Generally speaking, credit risk due to the asymmetry between price fluctuation and information can be divided into real credit risk and potential credit risk. Therefore, credit quota should be adopted and credit support should be provided for preventing credit risk under the conditions of stable macro-economy, less systematic risk and more open information.
