摘要
试图在借鉴发达国家成功经验的基础上探讨我国金融业实现从分业经营到综合经营模式的转换。通过分析和总结美、日、德三国金融业综合经营的历程,发现金融业综合经营的主要途径是金融创新,因此,金融机构之间通过产品创新和机构创新实现事实上的业务交叉是推动金融机构最终实现综合经营的基本力量。
This paper sets out to discuss how Chinese financial industry realize the change from segregation management to comprehensive management on the basis of successful experience of developed countries. By analyzing and summarizing the comprehensive management history of the America ,Japan and Germany, we found that the main way of financial industry＇s comprehensive management is financial innovation. Therefore （the cress of business in financial institutions through product innovation and institutional innovation is the basic force to promote the realization of financial industry＇s comprehensive management.
出处
《科技与管理》
2007年第4期81-83,共3页
Science-Technology and Management
关键词
金融业
综合经营
借鉴
financial industry
comprehensive management
implication
