摘要
后WTO时期银行业全面开放,外资银行进入中国更加自由和便利,从而加大了金融风险,也给外资银行监管带来了严峻挑战。我国内外资银行有别的监管模式已不适应对外资银行有效监管的客观需要,宜通过制度创新来构建高效的外资银行监管机制。应以审慎性原则为核心,以风险控制为目标,以WTO规则为基准,完善外资银行监管模式;还需依据《巴塞尔协定》明确规定我国外资银行监管的国际合作框架。
Because of opening our bank market completely during WTO, foreign banks will luck into China easily. It increases finance risks and adds more difficult to supervise foreign banks. The pattern of supervision, which takes different tactics to domestic bank and foreign bank, has not satisfied the needs of effectively supervising foreign banks. In order to set up good pattern of supervision, we must reform our legal system of supervising foreign banks. The core of the legal system is prudent supervision, the aim is control risks, the standard is rule of WTO. On the basic of 〈 Basle Capital Agreement 〉 , the legal system should contain international cooperation frame of our supervising foreign banks.
出处
《现代财经（天津财经大学学报）》
CSSCI
北大核心
2007年第9期14-16,共3页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
关键词
外资银行
审慎性监管
国民待遇
foreign bank
prudent supervision
WTO national treatment
