中国保险业范围经济的实证研究——基于广义超越对数成本函数的分析被引量：25

Scope Economy of China's Insurance Industry

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摘要在界定中国保险业范围经济内涵的理论基础上,本文引入广义超越对数成本函数构建了我国保险业范围经济的模型,首次对中国主要保险机构在1999～2004年间范围经济的情况进行了实证分析。研究结果显示,财险业整体范围经济并不明显,个体差异较大,与资产规模呈较强的正相关关系;寿险业总体呈现较为明显的范围经济现象,但随着时间推移而逐步减弱;中国保险机构需根据自己的要素禀赋结构和市场有效需求,不断推出新产品和新业务,开发出新的利润增长点。 By defining the scope economy of China＇s insurance industry and building a scope economy model by the generalized translog cost function, it is the first time to examine the scope economy of China＇s insurance industry in the period of 1999~2004. The results show that there was no scope economy in the property insurance industry; Life insurance industry has obvious scope economy, but it is weakening gradually. According to their own capabilities and advantages, insurance firms would be suggested to innovate in products and service to improve profitability.

作者黄薇

机构地区武汉大学经济与管理学院

出处《数量经济技术经济研究》 CSSCI 北大核心 2007年第11期86-95,共10页 Journal of Quantitative & Technological Economics

关键词保险业范围经济成本函数 Insurance Industry Scope Economy Cost Function

分类号 F84 [经济管理—保险]

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