摘要
小农家庭由于自身经济基础薄弱与高度脆弱性特征,往往长期处于贫困的边缘或者陷入贫困者行列之中。理解农户的经济行为、贫困成因、金融服务需求特征、形式及其作用机制,是构建多层次农村金融服务体系、切实强化农户金融服务的关键所在。本文拟就国内外众多学者对农户金融服务的研究进行梳理与综述,以便进一步研究之借鉴。
Small farmer families trend to be in the rank of the poors because of their weak and fragile economy. A good understanding of theses families＇ economical behavior, genesis of poorness, financial service requirements is the key for the establishment of a sophisticated multi - level rural fi- nancial service framework, and for the improvement of rural financial service. Taking the rural financial service of China as an example, this paper analyses the rural financial service system based on a review of related literatures.
出处
《财经理论与实践》
CSSCI
北大核心
2007年第6期10-15,共6页
The Theory and Practice of Finance and Economics
基金
"2005年王亚南经济研究院科研资助计划"的资助
关键词
农户金融服务
非正式金融
减贫机制
Rural Financial Service
Informal Finance
Poverty Alleviation Institution
