摘要
自利与利他均具有复杂性,而更为复杂的,还在于自利与利他的相互交叉。信用主体作为信用关系的承载人,客观上是自利与利他的对立统一体。诚信作为信用主体应有的道德品质,是信用不可或缺的伦理基石,诚信本身内含利他元素。自利与失信之间并不存在必然联系:追求长期利益的自利不仅与失信毫无关系,恰恰相反,彼此诚信、互惠互信倒是追求长期利益的自利倾向的内在要求;惟有那种短期逐利动机支配下的自利,在信息不对称、一次性博弈、缺乏可置信的惩罚威胁等条件下,才会导致失信。
Selfishness and Altruism are both complicated. That the two intercross each other makes things much more complicated. Carrying the credit relationship, Caedit body is in fact the unity of the two opposite characters of human being. As inherent moral character, honest and trust is the necessary ethic footstone of credit, it includes altruism element. There is not necessary relation between selfishness and breaking faith. When selfishness pursues long benefit, it has nothing to do with breaking faith. On the contrary, being honest and reciprocity is the inherent requirement. Only when in such situations as selfishness pursues short benefit, or information is asymmetric, or in once game, or lacking credible punishing threats, selfishness will lead to breaking faith.
出处
《财经科学》
CSSCI
北大核心
2008年第3期59-66,共8页
Finance & Economics
基金
国家社会科学基金重点项目"建立健全社会信用体系的基础理论研究--兼论社会资本在现代信用社会建设中的作用"的阶段性研究成果
项目批准号05AJL002
关键词
信用主体
自利
利他
对立统一
credit body
selfishness
altruism
unity of opposites
