6Dahlberg T, Oorni A. Understanding changes in consumer payment habits - do mobile payments and electronic invoices attract consumers? [ C ]//40th Hawaii International Conference on System Science. Big Island:[ s. n. ], 2007: 50.
7Ondrus J, Pigneur Y. A disruption analysis in the mobile payment market[C]//38th Hawaii International Conference on System Seienees. Big Island : [s. n. ] , 2005 : 84e - 84e.
8Hans van der Herjden. Factors affecting the successful introduction of mobile payment systems [C]//15th Bled Electronic Commerce Conference. Bled : [ s. n. ] , 2002 : 430.