摘要
随着我国2006年金融市场全面开放的到来,我国的商业银行既面临着难得的发展机遇,也面临着激烈竞争的更大挑战。银行间竞争的日益激烈,尤其是世界金融一体化的影响,使商业银行面临的风险不断增大。信贷风险在其金融风险的酝酿形成过程中占据了重要的位置。因此,完善商业银行风险管理体系,遏制金融案件的发生,已成为商业银行管理工作的重要组成部分。
With the arrival of complete opening of the financial market in 2006, the commercial bank in China confronts not only rare developmental opportunities, but greater challange in competitive market. Fierce competition among banks, especially the influence of global financial integration, causes the commercial bank face gradual increasing risk. The credit risk puts an important position in forming financial risk. Therefor , completing the management of credit risk in commercial banks and preventing financial cases have become important part of bank in the management of commercial banks.
出处
《东北农业大学学报(社会科学版)》
2008年第2期105-107,共3页
Journal of Northeast Agricultural University:Social Science Edition
关键词
全面开放
商业银行
信贷风险
open completely, commercial bank, credit risk