摘要
如何应对因金融创新和混业发展而加剧的金融监管竞争与冲突,构建适应我国国情的混业经营监管体制,是当前金融监管中的一个突出课题。监管竞争有其自身价值,而应对监管冲突也需注意其深层背景。金融集团的发展强化了监管竞争与冲突,也使得监管协调更为必要。综合监管与功能监管基础上的伞形监管是金融监管协调的两种路径,从我国的现实情况出发,借鉴伞形监管经验,建立分业监管基础上的协调机制,是更为可取的选择。
Financial regulatory competition and conflict, as intensified by the development of cross-sector operation and financial conglomerates, call for proper coordination, There exist two major models, namely integrated regulation and umbrella regulation. Various factors taken into account, the latter is of more referential significance.
出处
《北京大学学报（哲学社会科学版）》
CSSCI
北大核心
2008年第3期109-115,共7页
Journal of Peking University(Philosophy and Social Sciences)
关键词
混业经营
金融集团
监管竞争
监管冲突
监管协调
cross-sector operation
financial conglomerates
regulatory competition
regulatory conflict
regulatory coordination
