摘要
本文认为存款在我国银行经营中主要起投入要素的作用;资本结构、资产质量和风险对国有控股银行、股份制银行和城市商业银行的规模经济效率的测度存在重大影响,并影响银行的排序;近年来,我国商业银行业整体规模经济;从1995年到2005年,我国银行规模经济系数变化趋势呈平缓的"U"型。
The aothor holds that deposit plays mainly the role of input factor in the operation of the banks of our country. Capital strueture, asset quality and risk have great influence on the measurement of scale economy efficiency of state - controlling banks, stock banks and urban commercial banks and affect the taxis of banks. The eommereial banks have on the whole been seale economies in recent years. From 1995 to 2005 ,the eoeffieient change trend of Chinese banks＇ scale economy presented a mild U shape.
出处
《经济经纬》
CSSCI
北大核心
2008年第5期152-155,共4页
Economic Survey
基金
国家社科基金(07BJY154)
江西省高校人文社会科学研究项目(JJ0723)
江西省人文社科重点基地金融发展与风险防范研究中心的资助
关键词
商业银行
规模经济
资本结构
风险
commercial banks
scale economy
capital structure
risk
