摘要
在社会主义新农村建设中,农民个体和农村中小企业融资难仍然是当前制约我国农村经济发展的主要瓶颈。目前我国农村融资的两大主要途径是正规金融借贷和民间借贷。本文阐述了各自的特点及目前在支农中的地位和运作情况,重点分析了当前我国农村融资实践中存在的主要问题,并提出了相应的改进措施,对改善我国当前农村金融体系现状和融资环境、规范民间借贷市场,进而解决困扰我国农村发展的资金问题,保障农村经济的持续、健康、稳定发展具有积极意义。
In the development of new socialist countryside,the difficulties in financing of farmers and SMEs have affected the development of rural economy much.Recently,the main ways of rural financing in our country are state finance institutions loan and civil debt.We analyze the characters of the two ways,sta- tus in support for agriculture and remand measures,especially the problems exist in financing practice and point out the remand measures to improve rural financial system,norm civil debt and amend the de- veloped funds in country.They are helpful to ensure the rural economical development.
出处
《山东农业大学学报（社会科学版）》
2008年第2期51-54,共4页
Journal of Shandong Agricultural University(Social Science Edition)
