摘要
河南省中小企业存在着严重的金融缺口,融资渠道狭隘,主要表现为内源融资比重偏低、直接融资困难、间接融资不足等。原因主要在于中小企业内在缺陷、金融体制不合理、制度供给不足等。因此本文在上述分析中提出加快企业自身调整、完善资本市场体系、建设中小企业担保体系、设立为中小企业服务的政策性银行、加大政府扶持力度等措施,以便建立起企业、银行、政府三者为支撑的融资体系,最终有效解决河南省中小企业融资困难问题。
Currently, small and medium-sized enterprises in Henan province have great difficulties in financing, the proportion of internal financing is low, direct financing channels are handicapped and indirect financing are limited. The reasons lie in the inherent defects of small and medium-sized enterprises, unreasonable financial system and the inadequate supply of an effective system. So the adjustment of small and medium-sized enterprises have to be accelerated, the capital market system, the policy banks and the guarantee system for small and medium-sized enterprises should be constructed and improved, and the support from government should be enhanced in order to establish the financing system among enterprises, banks and government and to solve the financing problems efficiently.
出处
《金融理论与实践》
北大核心
2008年第10期36-39,共4页
Financial Theory and Practice
关键词
中小企业融资
金融缺口
融资对策
Financing of Small and Medium-Sized Enterprise
Financial Gap
Financing Strategy
