摘要
近年来,我国保险资金运用渠道逐渐拓宽,多元化资产配置已成为可能。文章首先分析了我国现有保险资金运用渠道及其风险,进而研究了我国保险资金运用策略。在目前情况下,要提高保险资金运用效率,实现保险资金的保值增值,必须优化资产结构,实现资产负债匹配;有效实施投资组合策略并适度转移投资风险;加强公司内部控制,提高保险投资决策水平。
In recent years, with the gradual widening channel of insurance fund usage in China, multi-resources allocation has become available. This paper primarily analyzes the present channel of insurance fund usage and its risks, and further researches the strategies of the usage of insurance fund in China. At present situation, in order to realize the maintaining and increasing value of insurance fund, prioritizing fired fabric must be done and fund balance allocation have to be realized, investment composition effectively have to be carried out with shifting investment risks, corporate inner control have to be enforced and strategies of insurance investment have to be improved.
出处
《改革与战略》
北大核心
2008年第11期98-100,共3页
Reformation & Strategy
关键词
资金运用
风险
策略
the use of insurance funds
risks
strategies
