摘要
为解决我国中小企业融资难应运而生的中小企业担保机构,由于没有明确监管机关,整个行业处于一种无序竞争、监管缺失的状态。通过分析担保行业协会的作用,并借鉴国外担保业发达国家的成功经验,指出建立和完善我国担保行业协会制度是解决我国目前担保机构发展瓶颈的关键所在。
The small and medium-sized enterprises meet difficulty of getting enough lending from banks.In order to solve this problem,many credit guarantee organizations have been founded in our country.But the trade is out of order become there is not a definite supervisory organization.The article will analyze the effect of guarantee association,and draw the successful experience from the foreign country.The article will point to setting up guarantee association is the key to solve the development of credit guarantee organizations in oar country.
出处
《商丘职业技术学院学报》
2008年第6期33-35,共3页
JOURNAL OF SHANGQIU POLYTECHNIC
关键词
监管缺失
担保行业协会
经验借鉴
being scanty of supervision
guarantee association
experience reference
