摘要
潜规则在我国金融业广泛存在着。马后炮式监管是潜规则形成的一个重要因素。潜规则造成了不少后果,如政府注资低效性、金融业违规屡禁不止、不良贷款率居高不下。改变马后炮监管,就要建立激励相容监管模式,以激励相容为核心,包括激励、约束、相容三个环节。
Sub-regulations are presence abroad in regulation. Horse after cannon＇s regulation is an important factor in forming Sub-regulations. Lots of evil consequences are coming into being： low compatible-incentive of investment from government,repeatedly getting out of line,substantive badness loan. So incentive compatible regulation should be set up. The definition includes incentive, budget and consistent.
出处
《海南金融》
2009年第4期50-54,共5页
Hainan Finance
基金
山东省软科学项目[2008RKB282]
关键词
潜规则
马后炮
激励相容监管
Sub-regulations
Horse after cannon
Incentive compatible Regulation
