摘要
当前,我国金融保险业已经步入了融合竞争时代,保险企业的集团化建设已越过了"为什么要集团化"的阶段,步入了"怎样集团化"的阶段。本文介绍了我国保险集团资源整合的现状,提出了基于资产负债管理理论的保险集团资源整合框架,并基于此框架提出基于资产负债管理理论的资产保险集团资源整合企业流程设计和监管层面的政策建议。
China＇s financial sector has entered into an era of integration and competition. Under this historical background, we have gone through the phase of ＂why we should establish insurance holding groups？＂, and have come to the phase of ＂how to establish an insurance holding group？＂. This article introduced the current situation of the insurance groups＇ resources integration in China. On this base, it offered the proposal on insurance groups＇ resources integration framework from the perspective of asset-liability management （ALM）, and the corresponding process design and regulatory policies.
出处
《保险研究》
CSSCI
北大核心
2009年第4期68-73,共6页
Insurance Studies
关键词
保险集团
资源整合
资产负债管理
insurance group
resources integration
asset-liability management
