摘要
近年来,理财业务中商业银行与金融消费者的矛盾日益突出,本文通过从金融消费者和商业银行两个层面对理财产品中存在的问题和矛盾进行分析,对商业银行如何防范理财业务风险提出了意见和建议,对商业银行顺利开展理财业务具有一定的指导意义。
Recently, conflicts about financial service between commercial banks and financial consumers are becoming more and more serious. From two aspects of financial consumers and commercial banks, this paper analyzes current problems and conflicts in financial service. Moreover, it presents many ideas and suggestions for commercial banks to avoid the financial risks. All these will give certain guidance for commercial banks to develop financial service.
出处
《金融理论与实践》
北大核心
2009年第5期62-65,共4页
Financial Theory and Practice
关键词
商业银行
理财产品
风险防范
Commercial Banks
Financing products
Risks prevention