摘要
运用融资周期理论,通过对350家样本企业的统计分析,结果表明不同成长阶段的农村中小企业融资渠道选择有差异;农村中小企业融资次序为自有资金、非正规信贷融资、正规信贷融资依次递进;融资结构总体上以自有资金和非正规信贷为主,正规信贷对农村中小企业的支撑力较弱;金融成长周期规律对中国农村中小企业仍具有较强的适用性。
Applying the financing cycle theory,according to statistical analysis of the samples of 350 enterprises,at different stage of development the rural small and medium enterprises have different financing channels.Pecking-Order is its own funds,informal credit financing,formal credit financing followed by progressive steps.As a whole,financing structure is on the basis of its own funds and informal credit,formal credit sustains the rural small and medium enterprises weakly.The regularity of financial growth cycle is still quite applicable to the rural small and medium enterprises in China.
出处
《福建农林大学学报（哲学社会科学版）》
2009年第2期36-39,共4页
Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)
关键词
信贷融资
金融成长周期
融资次序
非正规信贷
正规信贷
credit financing
financial growth cycle
pecking-order
informal credit
formal credit
