摘要
结合赊销风险的特征,提出将"赊销风险度"作为新的赊销风险度量标准,在定义赊销风险度的基础上,将企业赊销风险划分为5个等级,并将支持向量机(SVM)引入赊销风险评价,建立了基于SVM的企业赊销风险评价模型。实证结果表明,该模型有效且可行。
According to the nature of credit sales risk, this paper puts forward credit risk degree to measure the credit sales risk. Based on the credit risk degree, the risk of sale on credit is divided into five grades and a credit risk assessing model based on SVM is established. Results show that the proposed model is feasible and accurate for dealing with the risk of sale on credit.
出处
《软科学》
CSSCI
北大核心
2009年第6期130-134,共5页
Soft Science
基金
国家自然科学基金项目(70872010)
关键词
赊销风险度
客户信用
支持向量机
风险评价
credit risk degree
clients＇ credit
support vector machine（SVM）
risk assessing
