摘要
随着金融危机对实体经济影响程度不断加深,资金短缺对实体经济尤其是前期饱受人民币升值影响的广大中小企业无疑是雪上加霜。对商业银行而言,则必须化"危"为"机",在激烈的竞争环境中探索自身业务新的发展方向和经营模式,以增加赢利和内部资本积累,实现可持续发展。进出口贸易融资业务因其与实体经济紧密结合的特点为政府及银企三方打造共赢平台。该文以常州市进出口贸易融资相关数据和案例为例,分析影响进出口贸易融资的主要因素,探索传统进出口贸易融资业务如何把握市场契机,实现其科学化、专业化的发展。
With the continuously deepening impact of the financial crisis, especially on those middle- and small-sized enterprises which suffered from the earlier RMB appreciation, the real economy has deteriorated further due to fund shortage. Facing a tough competitive environment, commercial banks must turn this crisis into an opportunity, and find their own ways and operating modes to be more profitable and to accumulate more internal capital, and realize sustainable development. The export-import financing is tightly connected with the real economy, which could establish a win-win platform for the government, banks and enterprises. This paper takes related data and cases of Changzhou＇s export-import financing as examples, to analyze key impacting factors for export-import financing. It also discusses ways to grasp market opportunities for traditional trade financing, and to realize their scientific and professional development.
出处
《中国货币市场》
2009年第9期24-29,共6页
China Money
关键词
进出口贸易融资
影响因素
实证分析
export-import financing, impacting factor, empiricalanalysis
