摘要
小额信贷经过30多年的发展,在国际上形成了多种模式,许多国家利用小额信贷办法在解决贫困户融资问题上取得了成功。在构建我国农村金融体系的过程中,发展小额信贷,是建设社会主义新农村的有效手段。本文在分析我国现行小额信贷缺陷的基础上,借鉴国际经验,提出了小额信贷在我国农村的发展模式。
After 30 years＇ development, micro credit poses different patterns in the world. Many countries succeed in solving the problem of poor people＇s financing. In the process of developing of rural financial system in China, the development of micro credit is an effective way to construct the new socialism countryside. The development pattern of micro credit is presented in this article on the basis of analyzing the defects of present micro credit in China and the international experiences.
出处
《中国渔业经济》
北大核心
2009年第4期21-27,共7页
Chinese Fisheries Economics
关键词
小额信贷
农村金融体系
国际经验
发展模式
micro credit
rural financial system
international experiences
development pattern
