5A.Kashyap,J.Stein.Monetary policy and lending.Mankiew,G.eds Monetary Policy.The University of Chicago Press,1994,pp.221-263.
6Eastwood, Robert and Kohli, Renu, 1999. "Directed Credit and Investment in Small - scale Industry in India: Evidence from Firm- level Data 1965 - 78." The Journal of Development Studies.London, Vol. 35, Iss. 4, p.42, p. 22.
7Tybout, James R., 1983. "Credit Rationing and Investment Behavior in a Developing Country." The Review of Economics and Statistics. Cambridge, Vol. 65, Iss. 4, p.598, p. 10.