摘要
中国银监会于2009年10月21日颁发《关于完善商业银行资本补充机制的通知》,核心是关注次级债和核心资本充足率,也称为资本监管新规。尽管资本监管新规提高了商业银行的安全度,但在短期内会加大其资本金压力和削弱其盈利能力。因此,扩展资本金补充渠道及改进盈利模式是商业银行必须要解决的问题。
On October 21, 2009, China Banking Regulatory Commission issued ＂The Notification of Improving Mechanism of Commercial Bank Capital Supplement＂, which is focused on the subordinated debt and capital adequacy rate, and known as ＂the new capital regulation rules＂. The new capital regulation rules will greatly enhance the safety of commercial banks, but in the short term will increase its capital pressures and reduce its profitability. Therefore, additional channels for capital expansion and improvement of profit model are the problems which commercial banks must solve.
出处
《广东金融学院学报》
CSSCI
北大核心
2010年第1期63-70,共8页
Journal of Guangdong University of Finance
基金
国家自然科学基金(70873037)
关键词
商业银行
资本监管
次级债券
commercial banks
reform of capital regulation
subordinated debt
