摘要
全球养老基金主要集中在经济发达国家,新世纪以来呈快速增长的态势。在本轮金融危机中,世界各国的养老基金遭受了重大损失。DB型养老基金的筹资率大幅下降,筹资不足将成为政府和企业的负担;DC型养老基金的投资损失对即将退休的缴费人有长期负面影响。危机后养老改革需要继续朝着建立多支柱养老体系的方向,推进养老基金多元化,增强养老体系的抗风险能力。
Global pension funds, mainly operated in developed economies, have witnessed rapid development in the 21st century. The worldwide pension funds have suffered huge losses during this round of financial crisis. The financing shortage induced by sharp drop of financing rate in DB would become the burdens of both governments and corporations, while the investment losses in DC would exert long-term negative impact on the retiring payers. Therefore, in the post-crisis era, marching towards the multi-pillar pension system, enhancing the diversification of pension funds and improving the anti-risk capacity will be needed for pension reform.
出处
《国际金融研究》
CSSCI
北大核心
2010年第4期54-59,共6页
Studies of International Finance
