摘要
中小企业融资难是全国乃至全世界的难题。本文通过对河北省高阳县小企业融资调查得出结论:中小企业融资主要来源于民间借贷,主要原因是现有商业银行对中小企业存在信贷配给,而民间借贷又具备其制度上的优势。所以解决中小企业融资应积极发展多种形式的民间金融组织,并放宽其准入,解决其资金问题,给予其适当的监管。
It is difficult not only for the worldwide SMEs but also for China＇s to finance.In this paper,we concluded that the funds of small enterprises come mainly from private lending according to the survey in Gaoyang County of Hebei Province.It is because there is credit rationing of the existing commercial banks to SMEs. And Private lending have its＇ advantages. So it need to develop various forms of non-governmental financial organizations actively to solve the problem of financing for SMEs. And the government should relax the entry of non-governmental financial organizations,solve their financial problems and supervise them properly.
出处
《特区经济》
北大核心
2010年第3期280-281,共2页
Special Zone Economy
基金
河北省社科联2009年度河北省社会发展研究课题"河北省中小企业融资困境及信贷约束问题研究"的部分研究成果(课题编号:200904011)
