摘要
当前制约河南省中小企业发展的因素很多,其中,融资难是主要的"瓶颈"之一。造成河南省中小企业融资难的原因是比较复杂的,但从制度层面分析,中小企业融资难的根源在于融资制度过剩与融资制度短缺并存所形成的双重制度性壁垒。因此,促进中小企业融资的出路在于一方面要深化改革,放松金融管制,另一方面要增加对中小企业的融资制度供给,如大力发展中小金融机构,建立完善对中小企业融资的信用担保支持体系等。
At present, many factors are restricting the development of small and medium-sized enterprises in Henan, the capital raising difficulty being one of the ＂bottle-neck＂ problems. The reason is more com- plicated, but analyzing based on institution, we find out the underlying reasons are the dual ＂system barriers＂ of the financing system surplus and the financing system shortage. Therefore, the solution is to deepen the reform and relax the monetary control on the one hand, on the other hand to increase the supply Of financing system for small and medium-sized enterprises, such as to vigorously develop the small and medium~ sized banking systems, establish a sound credit guarantee support system and so on.
出处
《区域金融研究》
2010年第3期83-86,共4页
Journal of Regional Financial Research
基金
河南省政府决策研究课题"河南省中小企业融资难的制度障碍研究"(项目批号:09B233)中期成果
关键词
中小企业
融资
制度壁垒
制度创新
Small and Medium-Sized Enterprises
Capital Raising
System Barriers
Institutional Innovation
