摘要
理论与实践表明,创新集群发展所形成的聚集效应与地域根植性,不仅能够实现集群内企业发展的规模经济,而且有利于信息不对称程度的降低。本文将创新集群发展与广西科技型中小企业融资结合起来,针对广西科技型中小企业间接融资渠道不畅这一现实而又紧迫的问题,在深入探讨广西科技型中小企业融资制约因素,剖析其成因的基础上,从提升企业信用度、降低交易成本、发展融资担保联盟的角度分析了依托创新集群实现广西科技型中小企业间接融资瓶颈突破的可行性,希冀能够为相关政府部门与金融机构培育创新集群及科技型中小企业融资政策的设计提供参考。
Theory and practice has shown that agglomeration effect and local embeddedness of innovative clusters not only can lead enterprise to achieve scale economy, but also help them reduce degree of information asymmetry. Based on talking about Guangxi SME of science and technology financing constraint factors deeply and their causes, this text analyzes the feasibility of achieving ＂bottle neck＂ breakthrough of indirect financing of Guangxi SME of science and technology relying on innovative clusters, from angle of enhancing corporate credit, reducing transaction costs, developing finance guarantee alliance through combining innovative clusters with Guangxi SME of science and technology financing, against realistic and urgent problem that is unsmooth financing channel of Guangxi SME of science and technology. We hope this study can provide inference for government and finance organization to cultivate innovative clusters and designate financing policy about SME of science and technology .
出处
《区域金融研究》
2010年第5期61-67,共7页
Journal of Regional Financial Research
关键词
创新集群
科技型中小企业
融资制约因素
可行性
Innovative Clusters
SME of Science and Technology
Financing Constraint Factors
Feasibility
