摘要
本文以Bankscope数据库2003-2007年我国5家国有商业银行的财务数据为样本,从盈利能力、资本充足性、资产安全性、流动性和经营管理能力等方面对国有商业银行的财务绩效进行分析。结果表明,我国国有商业银行的财务绩效在此期间有明显改善,但距国外银行的先进水平仍有一定差距。本文据此提出改进建议,以期有助于我国国有商业银行的健康发展。
This article refers to the financial data of 5 China＇s state-owned commercial banks taken from 2003 to 2007 Bankscope database.Based on earning ability,capital adequacy,asset security,liquidity and management ability,the financial performance of state-owned commercial banks is examined.The results indicate that the financial performance of state-owned commercial banks in China has improved obviously during this period;however,they still have a long way to go to meet the match of the first-rank banks around the world.On this account,this article gives relevant recommendations for improvement to help develop our state-owned commercial banks.
出处
《北方工业大学学报》
2010年第2期1-6,共6页
Journal of North China University of Technology
基金
国家自然科学基金项目(70572056)
北京市优秀教学团队<会计学专业系列课程教学团队>
北京市教委人才强校项目(PHR)
