摘要
基于信息对称、合作与会费制度的邹平市企业互助金组织,是一种非政府主导的俱乐部性质的制度安排,它在防范逆向选择风险、化解会员企业债务链风险等方面更具市场持续性和效率优势,其成功的运作,有效缓解了当地中小企业的信贷断点难题。
Base on the equity of information and spirit of cooperation, conform to the system of vip members, the Mutual Fund of Zou Pin Country, is a systemic arrangement which is characteristic of club and non-government conduct.In term of safeguard for the risk of adverse selection and address the debt risk of members of enterprise, the organization exhibited higher efficiency and greater durative of market. It’s successful operation, relieve the pressure of the funding demand of local small business effectively.
出处
《金融发展研究》
2010年第6期22-25,共4页
Journal Of Financial Development Research
关键词
信贷断点
互助金
俱乐部机制
agency
mutual fund
club
guarantee
efficiency
