摘要
浙江实践表明,小额贷款公司有其特定的存设价值与发展空间,但目前对小额贷款公司的政策环境与制度供给仍存在问题,制约着小额贷款公司的后续发展。这些问题主要包括小额贷款公司身份定位与业务定位、小额贷款公司设立与运行的法律体系与监管体系,小额贷款公司成长中的政策扶持等,针对制度供给缺陷现状,需要从外部制度和内部环境入手,实施必要的政策指引、立法完善与制度变革,以实现小额贷款公司的可持续发展。
Many practices in Zhejiang show that a microfinance company has its specific value and room for development,but there are still problems in the policy environment and institutional systems for a microfinance company that hamper its future development.These problems include the formulation of identity,the orientation of business,the legal and regulatory system of the establishment and operation of the microfinance company,the supporting policies for the growth of the microfinance company,etc.Therefore,to tackle insufficient policy support,it is important to act on both the external policies and the internal environment,to implement necessary policy guidelines,improve legislation and reform systems,in order to realize the sustainable development of the microfinance company.
出处
《宁波大学学报（人文科学版）》
2010年第6期77-82,共6页
Journal of Ningbo University：Liberal Arts Edition
基金
国家软科学研究计划(2009GXS5D126)
关键词
小额贷款公司
设立与运行
制度安排
浙江实践
Microfinance Company
Establishment and Operation
Institution
Practices in Zhejiang Province
