摘要
本文在介绍巴塞尔协议演变的基础上,分析了资本充足率的含义,并就《巴塞尔协议Ⅲ》框架下我国上市银行的"核心"一级资本充足率进行了分析,结果表明,尽管我国85%以上的上市银行达到了过渡期限第一阶段有关风险权重资产(RWAs)的最低要求,但长期面临较大挑战,进而分析了资本监管改革给我国上市银行带来的影响,最后在此基础上提出了改善我国上市银行资本充足率的对策建议。
Based on the introduction to development of the Basel Accords, this paper analyzes the meaning of the Capital Adequacy Ratio （CAR）, and makes a analysis to the Core Tier Capital Ratio of the Domestic listed commercial banks under the Basel Ⅲ framework, which indicates, although over 85% of banks meet the minimum requirements in relation to risk-weighted assets （RWAs） of the first phase of the transitional arrangements, they still face severe challenge in the long-term and then analyzes the impact of the capital supervision reform on the domestic listed banks, on the basis of which, this paper put forward the countermeasure and suggestion for improving the CAR of the domestic listed banks.
出处
《浙江金融》
北大核心
2011年第1期29-33,共5页
Zhejiang Finance
