摘要
我国正在推动农村金融体系改革,普惠制应该是改革方案中的一个重点。因此,有必要对我国农村小额信贷的绩效进行分析,以更好地指导实际工作,让农村金融服务惠及所有农民。普惠制金融着重强调的是金融服务的广覆盖面和机构的可持续发展。笔者从小额信贷对农村经济发展的效应、小额信贷的覆盖面和可持续性三方面分析我国农村金融机构小额信贷的绩效状况及存在的主要问题,并提出相应建议。
Rural financial system reform is been promoting in China,the inclusive financing idea should be a priority.Therefore,it is necessary to study rural micro-credit in order to better guide the actual work in China,and make rural financial services available to all farmers.Inclusive finance emphasizes the wide coverage of financial services and the sustainable development of the institutions.Based on the effect of microfinance to rural economic development,the coverage and sustainability of microcredit,the article analyzes the performance of microcredit of rural financial institutions and the main problems,then makes recommendations accordingly.
出处
《安徽广播电视大学学报》
2011年第1期43-47,共5页
Journal of Anhui Radio & TV University
关键词
农村小额信贷
普惠制金融
可持续发展
rural microfinance
inclusive finance
sustainable development
