摘要
保险中介分类监管要求深刻认识和把握保险公估市场。本文应用投影寻踪方法对保险公估人进行聚类评价研究,介绍了投影寻踪模型方法与步骤,建立了聚类评价指标体系,对样本数据进行一致无量纲化处理,结合遗传算法和传统优化方法,将投影寻踪模型应用于具体实例,对聚类评价结果进行了分析。实例应用验证了方法的合理性与可行性,评价结果揭示了保险公估市场的结构特点与发展规律。
In this paper, we make a research of clustering evaluation on insurance adjuster with the method of projection pursuit. The method and procedures of projection pursuit model is introduced, and combining with genetic algorithm and classical optimal method, we apply projection pursuit model to the example, and then make an anal- ysis on the evaluation tesult. It verifies the rationality and feasibility of projection pursuit. Results of clustering evaluation reveals the structural features and development rule of insurance adjuster's market.
出处
《现代财经(天津财经大学学报)》
CSSCI
北大核心
2011年第4期81-85,共5页
Modern Finance and Economics:Journal of Tianjin University of Finance and Economics
关键词
保险公估人
投影寻踪
聚类评价
遗传算法
Insurance Adjuster
Projection Pursuit
Clustering Evaluation
Genetic Algorithm