摘要
文章系统分析了后危机时代安徽省中小企业的贷款状况,进而得出企业自身、银行信贷管理、银企信息不对称、外部环境四个方面存在问题是造成安徽省中小企业贷款难的主要原因。并从引导中小企业提升自身素质和信用等级,加强银行信贷管理工作,解决银企信息不对称,改善中小企业融资外部环境四个方面,探讨央行加强安徽省中小企业贷款的相关金融支持政策,以缓解中小企业贷款难问题。
This paper addressed a system analysis of SMEs credit of Anhui Province in post-crisis era,then arrived at the conclusion that four aspects are primary cause of the difficulty of SMEs credit. These were SMEs own problems, bank credit management, the information asymmetry between banks and SMEs and external environment. Finally, through guiding the SMEs to improve their own quality and credit rating,reinforcing credit supervision, solving the problem of information asymmetry between banks and enterprises and developing enterprises external financing environment, the paper studied the central bank’s financing support policies for reinforcing Anhui SMEs credit to alleviate the problem of our SMEs loan.
出处
《安徽行政学院学报》
2011年第2期51-56,共6页
Journal of Anhui Academy of Governance
