摘要
中小企业在扩大就业、活跃市场、稳定社会和国民经济结构布局等方面起着难以替代的作用,中小企业融资难问题已经成为限制中小企业发展的一个最重要的因素。运用银企信贷动态博弈模型理论,本文认为降低银企交易成本和实施有效的动产质押是解决中小企业融资难的有效路径,作为一种全新金融服务创新模式,供应链金融在解困中小企业融资难方面具有的重要作用。
Small-and-medium sized enterprises play an irreplaceable role in aspect of employment expansion,market activity,social stability and economic structural layout.The difficulty of financing became an important factor to limit the development of small-and-medium sized enterprises.This paper demonstrates lowing transaction cost and effective chattel mortgage are effective paths to solve the difficulty by establishing the dynamic game model.The paper interprets the supply-chain finance has unique charm in solving financing difficulty as a new model of financial services innovation.
出处
《商业研究》
CSSCI
北大核心
2011年第6期128-133,共6页
Commercial Research
关键词
中小企业融资
动态博弈
交易成本
供应链融资
small-and-medium sized enterprises financing
dynamic game
transaction cost
supply-chain financing
