摘要
集体行动困境阻碍了我国农村信用社的发展。农村信用社集体行动困境的治理方案有小集团方案、奖励性的诱导方案、惩罚性的限制方案、社会资本强制方案等多种,而这些方案本身又存在治理的困境。相比而言,以小集团方案为主、社会资本激励方案为辅来治理我国农村信用社集体行动困境更为可行,但这又会导致农村信用社资金不足等问题。因此,在控制农村信用社社员规模的同时,还应建立相应的配套机制,如完善入社资格规定、改造农村信用社联合机构、建立融资机制等。
Collective action difficulty heads off the development of China＇s rural credit cooperative,the governance plan for collective action difficulty of rural credit cooperative includes small collective plan,encouraging incentive plan,punishment restriction plan,social capital compeling plan and so on,however,these plans have governance difficulty.It is more feasible for using small collective plan supported by social capital compelling plan to overcome the collective action difficulty of rural credit cooperative but the problems such as the shortage of capital will emerge.Thus,China should control the scale of rural credit cooperative members and meanwhile establish the corresponding coordinated mechanism such as the perfection of entrance regulations,the restructure of associated agencies of rural credit cooperative,the establishment of financing mechanism and so on.
出处
《西部论坛》
2011年第3期26-32,共7页
West Forum
基金
安徽省人文社科重点研究基地课题(2011sk683zd)"安徽农村金融创新中的法律问题研究"
关键词
农村信用社
集体行动困境
组织小集团化
选择性激励机制
奖励性诱导
惩罚性限制
社会资本激励
rural credit cooperative
collective action difficulty
organizational squad
selective incentive mechanism
encouraging incentive
punishment restriction
social capital encouragement
