摘要
网络金融(e-finance)是网络技术与金融的相互结合,是网络金融服务供应商通过互联网实现的金融服务,是以网络等新技术手段为基础的一种金融创新形式。从网络金融创新的特征与发展方向入手,对信息技术给金融体系带来的风险进行深入分析,在此基础之上,对网络金融的监管提出了相关建议。
Network Finance(e-finance) is a combination of network technology and finance and is a kind of financial services offered by e-financial service providers via the Internet.It is a form of financial innovation based on networks and other new techniques.In this paper,the characteristics and development orientation of e-financial innovation are explained at the beginning;hence an in-depth analysis is made on the risks to be brought by information technology for the financial system,on basis of which some suggestions are made for regulation of e-finance.
出处
《征信》
北大核心
2011年第3期77-81,共5页
Credit Reference
关键词
网络金融
功能性监管
金融服务
electronic finance
functional regulation
financial services