摘要
失能收入损失保险定价方法研究对于丰富健康保险精算理论、促进健康保险发展有重要的理论意义和应用价值。文中从失能收入损失保险的三状态模型出发,分析了国外失能收入损失保险的定价方法,并提出了一种新的失能收入损失保险定价方法,力图为我国失能收入损失保险精算提供参考。
Study on pricing for disability income insurance helps to enrich the theories in health insurance actuarial science, and to accelerate the development of health insurance. Based on the three-statesMarkov model of disability income insurance, this article analyzes the pricing methods popular in foreign countries, and puts forward a new method that may turn out to be beneficial to the actuarial science ofdisability income insurance in China's Mainland.
出处
《数理统计与管理》
CSSCI
北大核心
2011年第5期904-911,共8页
Journal of Applied Statistics and Management
基金
西南财经大学"211工程"三期建设项日资助
