摘要
随着外部经济环境不断恶化,放贷主体风险意识不断增强,民营企业融资越来越困难,财务不断出现危机,难以进行正常的生产经营。融资问题是民营企业面临的重要课题。本文总结了民营企业融资困难的原因,并提出了新时期优化民营企业融资的途径,比如更新融资理念,提升融资水平,完善信用担保体系和民营企业金融服务体系,健全债券市场等具体措施。
With the worsening external economic environment, lenders continue to strengthen the main risk awareness. Private en- terprises financing has more and more difficulties and their financial crisis continues to emerge, so they hard to carry out normal pro- duction and operation. Financing is an important issue of private enterprises facing. This article summarized the reasons of the diffi- culties of private enterprise financing and proposed the new era optimized way of private enterprises financing, sueh as updating fi- nancial concepts, enhancing the levels of financing, improving the credit guarantee system and private enterprises financial services system, strengthening the bond market and other specific measures.
出处
《齐鲁师范学院学报》
2011年第1期83-86,共4页
Journal of Qilu Normal University
关键词
民营企业
融资
金融危机
金融机构
信用体系
Private enterprise
Financing
Financial crisis
Financial institutions
Credit system
