摘要
按照新制度经济学的理论,现实社会中的经济人具有有限的理性认识,容易产生机会主义的倾向,以及社会经济环境的不确定性和交易的垄断性,不可避免地产生交易费用,降低交易效率。而通过制度设定和变迁,可以降低环境的不确定性,提高人们认识环境的能力,从而降低交易费用、提高经济效率。中小企业融资难是金融资源在中小企业之间配置的交易费用过高,资源配置效率低下的表现,合理的制度安排是解决中小企业融资难的有效途径。
According to the new institutional economics theory,the economic man in the reality of society who has the limited economic rational knowledge and is prone to opportunistic tendencies,and due to socio-economic environment of uncertainty and trading monopoly,will inevitably generate transaction costs and lower transaction efficiency.Through system settings and change,it can reduce the uncertainty of the environment,raising awareness and capacity of the environment,thus reducing transaction costs and improving economic efficiency.SME financing is the financial resource allocation among SME,and reasonable institutional arrangements to solve the financing difficulties of SMEs in an effective way.
出处
《湖南科技大学学报（社会科学版）》
CSSCI
北大核心
2011年第6期94-96,共3页
Journal of Hunan University of Science and Technology(Social Science Edition)
基金
2010年度湖南省哲学社会科学基金项目(2010YBA249)
关键词
新制度经济学
中小企业
交易费用
融资制度研究
New Institutional Economics
SME
transaction costs
financing system study
